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October 1, 2007:

Identity Theft and Your Bank

The leading source of identity theft could be your bank.

When you open a checking account or a savings account with your local bank your bank runs your complete name, address, date of birth, social security number, drivers license number, and your checking account number through a company called ChexSystems 7805 Hudson Road Suite, Woodbury, Minnesota 55125. ChexSystems also owns a company called NCR. National Credit Reports, Inc. 3525-H Ellicot Mills Dr. Ellicott City, MD 21043. A large collection agency. All your information goes from your bank to any body that wants to see it.

When you are working on your credit and you just can not get your scores up, and you try and try and for some reason you just can not seem to get your score to go up. Well here is the reason.

When you bounce a check, or even bounce one and go pick it up your bank will list it with check systems.

To get your scores up, you will have to get a copy of your check systems report and make sure what they are saying is accurate. Then demand to have removed what is not accurate. The percent of what is accurate is about 1%.

Your information is also sold from one collection agency to another.

I always wonder where they get Bank and Trust.

This same information goes to Equifax Information Services PO Box 740241 Atlanta, GA 30374. And it can be purchased for about $1.80.

Lee Harrison

Contact:
Lee Harrison, President

E-mail: leeharrison4@aol.com

Phone: 903-835-1667

Lee Harrison Credit Restoration

PO Box 1170 Naples, TX 75568

http://www.lhcreditrepair.com

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