Identity Theft

Identity Theft

What Is Identity Theft?

Identity theft occurs when someone uses your name, address, Social Security number (SSN), bank or credit card account number, or other identifying information without your knowledge to commit fraud or other crimes.

Identity Theft Statistics

In the most comprehensive look to date at a fast-growing crime, the Federal Trade Commission (FTC) identified that nearly one in eight U.S. adults fell victim to identity theft in the last five years.

With 9.9 million victims last year alone, the FTC warned the identity thefts cost businesses $48 billion and $5 billion in out-of-pocket expenses to individuals.

The Federal Trade Commission has identified that up to 38% of victims of Identity Theft did not report the crime, jeopardizing their future credit rating.

What Are The Consequences Of Identity Theft?

Once identity thieves have your personal information, they may:

  • Go on spending sprees using your credit and debit card account numbers to buy "big-ticket" items like computers that they can easily sell.
  • Open a new credit card account, using your name, date of birth and SSN. When they don't pay the bills, the delinquent account is reported on your credit report.
  • Change the mailing address on your credit card account. The imposter then runs up charges on the account. Because the bills are being sent to the new address, it may take some time before you realize there's a problem.
  • Take out auto loans in your name.
  • Establish phone or wireless service in your name.

Identity theft victims should not delay in correcting their records. The longer the inaccurate information goes uncorrected, the longer it will take to resolve the problem.

Identity Theft Help: How we do it

Your personal credit report from all four Credit Bureaus will be cleaned up. We obtain your files from Experian, TransUnion, Equifax, and CSC. Any file that contains inaccurate or negative information is marked, and then we ensure it is removed.

All inquiries, old names, and previous addresses are removed.

After we have cleared your credit files we will stay with you for life to catch any other bad files that might show up.

Don't be an identity theft victim any longer sign up for our credit repair service and let us restore your stolen identity.

Credit Repair Services from Lee Harrison
Texas Credit Repair Service
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