Credit Repair Services from Lee Harrison
Texas Credit Repair Service
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Credit Repair Service

Tired of getting turned down every time you apply for financing?

We've been in the credit repair service industry for the last 27 years. Most people aren't aware that they are able to repair their credit.

HERE'S WHAT WE DO

Our only service is credit repair! We obtain your files from Experian, TransUnion, Equifax, and CSC. Any file that contains inaccurate or negative information is marked, and then we ensure it is removed. Slow pays are disputed as inaccurate information. All inquiries, old names, and previous addresses are removed.

After I have cleared your files I will stay with you for life, at no additional charge, to catch any other bad files that might show up. Credit Reports from all four Bureaus will be cleaned up.

Credit Repair Services

Credit Repair Service #1

Includes work done with:

  • Experian
  • Trans Union
  • Equifax
  • CSC

We will clear all in the
same time frame.

Credit Repair Service #1

Credit Repair Service #2

Includes work done with:

  • Experian
  • Trans Union
  • Equifax
  • CSC

We will clear all of the above, one at a time.

Credit Repair Service #1

Credit Repair Service #3

Includes work done on ONLY ONE of the following :

  • Experian
  • Trans Union
  • Equifax
  • CSC

 

Credit Repair Service #1

Please click the green boxes above for details about adding friends and spouses for a discounted rate.

We also offer discounts to senior citizens, mortgage brokers and auto dealers, and those with special needs (such as charitable organizations). Please contact Lee Harrison - President for more details.

We also specialize in company credit repair. If we are doing your personal credit repair, we will repair your business credit for free!


Good credit is very important to your daily life and gives your personal and financial freedom back. Be smart - Get started now.

We do not sell a product, We are a credit repair service. We are fully licensed and bonded for your protection and registered by the state of Texas. We will do all the work and GUARANTEE our work - Or your money back.

Using our service for credit repair will save you many headaches and dollars in the future!

Credit Repair Service Guarantee

Your credit rating/score is checked and important When you apply for a mortgage, wish to buy real estate, apply for a car loan or if you are securing financing for any other major purchase. While many people believe that having credit cards improves your score, it does not mean you have a good rating - only that you have existing accounts.

Have you had a bankruptcy? We will repair your credit so that this past event does not haunt your future.

We clean up your report's history and increase your score (high scores are our specialty).

We stay with you for life, because cleaning up your credit is not a one time event. It is a life-long relationship where we monitor your file to ensure that any inaccurate or negative information is removed - keeping your score high - for life!

While you can do this all by yourself without paying for our services, we are experts with over 25 years of experience, and since this is our only business we will save you time, effort and hassle while providing you our expertise.

What is the best strategy when shopping for car loans?

Get preapproved with a lender first comparison shop the mortgage at the dealership. It's correct that new-car dealers often provide the very lowest interest rates, thanks for their relationships with all the auto makers' "captive" finance companies. By way of example, loans will be offered by a Ford dealership from Ford Motor Company. But do you know when the dealership has the best rate? That's why you start with financing that is pre-approved.

When you get the vehicle you need and reach a deal with the automobile salesperson, the fund manager will usually offer to conquer the conditions of the pre-approved financing you've secured. Ask to keep all the conditions that are same as the pre-approved mortgage, then see if you qualify to get a fee that is better.

When you get the vehicle you need and reach a deal with the automobile salesperson, the fund manager will usually offer to conquer the conditions of the pre-approved financing you've secured. Ask to keep all the conditions that are same as the pre-approved mortgage, then see if you qualify to get a fee that is better.

In case you are buying at a used car-only dealer ship that is not associated with an auto maker, you won't be able to get these fantastic captive-financial loans. That is makes it even mo Re important to get preapproved by another lender. These dealers could possibly be making some money on the loan by marking up the interest price they get from lenders with whom they function they offer you. It's lawful, but it could price you. By having a loan that is pre-approved, you're going to have the capacity to compare the loan rate you'll be quoted.

Having a great credit opens a lot of opportunities for you especially when you're planning on buying a new car in Canada, but what about those who have bad credit? Don't worry, New Car Canada is the answer to your problem. They provide all types of auto financing including Bad Credit Car Loans Canada . More importantly, their rates are consistently affordable and they only have 3 simple requirements. Click this linkto apply online for free.

Be extra-cautious in the event that you shop at "buy here, pay here" utilized-car dealerships. The interest prices that buy-here, pay here dealers cost are triple or twice the heading fee for an auto mortgage. If you're nervous concerning the conditions of the mortgage, you'll be able to phone Edmunds.com's Stay Assist, who can quickly answer any queries you have concerning financing.

Roughly what percentage of a car's value should be saved for a down payment?

Edmunds thinks that 20-percent is the proper number for 10% for vehicles that are used and a new car down payment.

As it works out, the vast majority of folks are creating far smaller downpayments on new cars. Our evaluation of new and used car buys showed the typical new-car down transaction in 2013 was merely 12 percent. Nonetheless, we stand in specific by 20% for new vehicles. Here's why:

You'll find other advantages to a 20 per cent down transaction. Reduce monthly payments are meant by it, and less cash heading toward finance fees. Re-member, unlike money spent on house mortgages, automobile loan interest is not tax-deductible.

You'll find other advantages to a 20 per cent down transaction. Reduce monthly payments are meant by it, and less cash heading toward finance fees. Re-member, unlike money spent on house mortgages, automobile loan interest is not tax-deductible.

You would possibly be questioning about those "zero-down and zero APR" specials which are usually advertised: These are only obtainable to customers with the very best credit: as few as ten percent of them, by one specialist estimate.

Ultimately, it's even mo-Re essential to have the funds to get a new-car down transaction in the event you have poor credit. Buyers with FI CO scores of approximately 670 and under will have a hard time unless they make no less than A - 15 percent down payment acquiring an auto-loan from a lender or credit partnership.

So the more the customer places down, the greater the chances of being approved the aim will be to finance an amount that is smaller.

What should a veteran do when they realize they might miss a car payment?

You will find lots of methods to to work through an answer, including replacing the mortgage to to increase the term to reduce the monthly repayment. And, needless to say, it is possible to sell the vehicle to pay the mortgage off -- presuming you're not upside down, as explained earlier in the day.

In the event the scenario is a lot more than simply a one-month blip and you also end up slipping further behind and further, you may need to consider a more radical method.

Ask the bank your debts on the vehicle (the pay-off amount) and examine it to the vehicle Correct Marketplace Value®. Depending how many payments you have previously created on the vehicle, the TMV might be greater than your debts, where case the vehicle to repay the mortgage can be sold by you.

Anything you do, do not conceal from the scenario. Performing that might result in a foreclosure of the vehicle, and that is n't wanted by you. Your credit will be seriously tarnished by foreclosure. A bad credit credit rating and reduced credit rating may result, creating it really hard to acquire any loan (be it a house, motorboat or a different automobile) in the near future.

Some folks determine to supply again the automobile to the financial institution. This can be called a "voluntary repo" and it additionally negatively impacts your credit rating and background. As challenging as it seems, be sincere, the most readily useful choice for automobile proprietors who are having difficulty maintaining their repayments would be to phone the financial institution and request for assist.


*Once you sign up for any of our fee-based services, we will continue to work on your behalf, for life, at no additional cost.
*Sign-up fees are a one-time only charge. Once we begin working with you, there will be no additional charges for any work in the future.

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